Saturday, April 30, 2011

Micro"Rave" Popcorn

It's called PrimeTime Premium Popcorn, and it comes in six varieties. It's very tasty with no unwanted  chemicals added. You'll get about 60 calories per two cups popped and 8 grams of dietary fiber.(This is based on the Butter Light variety.) Remember we all need our fiber. Price for four packs(2 1/2 servings each) is $1.00. Best venue for purchase is the Dollar Tree Store.

Friday, April 8, 2011

To Spend or Not to Spend

What does the act of spending mean to you or me? Is it a habit-something we must do every day? Is it a priviledge we allow ourselves because we can afford it?Or (Heaven forbid!)' is it an addiction, something we believe we must do?

To clearify these questions, I'm talking about discretionary spending, i.e. buying things that we really don't need. What if something we spend on, causes harm to ourselves or others? What if it is destructive to our actual budget allowance? Or is just a waste of money?

One thing I can do is ask myself If I need a thing today, or if I can wait to buy it next week or next month. If there is such a thing as an appreciation peak, could I not appreciate something more if I allow myself time to plan for and enjoy it in advance? Examples of advance planning and later appreciation would be a wonderful vacation that we are allowed to enjoy only once in several years, a family wedding, and the birth of a baby.

Let's be the deciders ourselves about whether we spend our money or not and when.

Friday, April 1, 2011

Saving Versus Spending

From my early gradeschool days,  I .made weekly deposits to my savings account. It was only a dollar or two, but it became a considerable amount over my years in school. Later, when I earned a little money on my own, all I wanted to do was spend it. Then along came credit i.e. buy now, pay later. The latter practice only contributed to my poor management of money.

Today on my fixed income, I'm learning to enjoy saving again. Without benefit of credit card, I,m planning to save $600.00 towards a trip to Minnesota in September. Like the young gradeschooler I was, I can start to enjoy seeing the few small figures start to add up into larger and  larger ones. Ah, the pleasure of saving versus spending.